90 Beach Ave, Watertown, CT 06795 Property Records

Watertown Town property record for 90 Beach Ave, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,832 sqft · built 1941
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2020)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2020 Sale & Mortgage
APN	`WATE M:89 B:42 L:44`

Property Details

APN / Parcel Number

Primary APN	`WATE M:89 B:42 L:44`
Alternative APNs	`WTWN M:89 B:42 L:44` `6257`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	4,356 sqft
1st Floor Area	916 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	6257
Street Address	90 BEACH AVE
City	WATERTOWN
State	CT
Zip	06795-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	42
Legal Lot Number	44
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3003
Census Tract	360100

Owner

90 Beach Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Watertown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 BEACH AVE, WATERTOWN, CT 06795-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Oct 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Deed Book / Page	2155 / 243
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	90 BEACH AVE, WATERTOWN, CT 06795-2002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2079-290
Date	Jan 3, 2019
Book Page	2079/290

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Oct 13, 2020
Property Address	90 BEACH AVE, WATERTOWN, CT 06795-2002
Document Number	2155-243
Book / Page	2155 / 243
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2155245
Date	Oct 13, 2020
Instrument	2155/245

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 90 Beach Ave was $6,973.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,973.00	$232,120 Land $54,320 Building $177,800	$162,484 Land $38,024 Building $124,460
2024	$6,973.00 (+9.35%)
2023	$6,377.00 (+5.49%)	$173,000 (-) Land $54,800 Building $118,200
2022	$6,045.00	$173,000 Land $54,800 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 90 Beach Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Beach Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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