90 Bay View Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 90 Bay View Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,072 sqft · built 1990
Lot Size	1.34 acres (58,366 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,725 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G0245R`

Property Details

APN / Parcel Number

Primary APN	`G0245R`
Alternative APNs	`SACO M:009 L:002 U:012-000` `M:009 L:002 U:012=000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,072 sqft Living Area
Gross Area	10,599 sqft
1st Floor Area	2,272 sqft
Attic	Attic
Attic Area	1,408 sqft
Basement Area	2,128 sqft
Unfinished Basement	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,366 sqft (1.34 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G0245R
Street Address	90 BAY VIEW RD
City	SACO
State	ME
Zip	04072-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	2
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2002
Census Tract	5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 BAY VIEW RD, SACO, ME 04072-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PEOPLESCHOICE CREDIT UNION
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	90 BAY VIEW RD, SACO, ME 04072-1740
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192150336
Date	Mar 29, 2023
Book Page	19215/336
Instrument	2023008236

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	90 BAY VIEW RD, SACO, ME 04072-1740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183800825
Date	Sep 17, 2020
Book Page	18380/825
Instrument	2020046043

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,725.00 (+1.31%)	$1,107,400 (+0.24%) Land $195,100 Building $912,300
2024	$15,522.00 (+8.24%)	$1,104,800 (+41.22%) Land $195,100 Building $909,700	$1,267,870
2022	$14,340.00	$782,300 Land $148,700 Building $633,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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