9 Windsor Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 9 Windsor Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,464 sqft · built 1982
Lot Size	0.726 acres (31,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Dec 2019)
Tax Bill	$15,583 (2026)
Deeds & Mortgages	Jan 2021 Refinance Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0027 B:0000 L:0792`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0027 B:0000 L:0792`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,464 sqft Living Area
Gross Area	7,518 sqft
Basement Area	2,051 sqft
Finished Basement	1,465 sqft
Unfinished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,625 sqft (0.726 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	9 WINDSOR RD
City	LYNNFIELD
State	MA
Zip	01940-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	792
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4018
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 8, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 16, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 13, 2017	Quit Claim Deed, Transfer · Commercial Mortgage EVERETT COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Book / Page	38117 / 71
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	38117-71
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039458-407
Date	Jan 27, 2021
Book Page	39458/407
Instrument	20210127001610

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040323-5
Date	Sep 28, 2021
Book Page	40323/5
Instrument	20210928003150

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042364-88
Date	Oct 8, 2024
Book Page	42364/88
Instrument	20241008000350

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 16, 2019
Property Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424
Document Number	38117-71
Book / Page	38117 / 71
Instrument Date	Dec 12, 2019
Instrument	20191216004930
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424

Mortgage

Document Number	191216004940
Date	Dec 16, 2019
Instrument	191216004940

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jan 13, 2017
Property Address	9 WINDSOR RD, LYNNFIELD, MA 01940-2424
Document Number	35612-67
Book / Page	35612 / 67
Instrument	407
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$115.09
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	356120069
Date	Jan 13, 2017
Instrument	35612/0069

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,583.00 (+11.63%)	$1,359,800 (+2.87%) Land $656,000 Building $703,800	$1,492,950 (+8.25%)
2025	$13,959.00 (+4.32%)	$1,321,900 (+3.83%) Land $637,000 Building $684,900	$1,379,210
2024	$13,381.00 (+0.63%)	$1,273,200 (+8.2%) Land $612,500 Building $660,700
2023	$13,297.00	$1,176,700 Land $580,900 Building $595,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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