Macon County property record for 9 Winding Ridge Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,888 sqft · built 1982 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Mar 2003) |
| Tax Bill | $982 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6478245701 |
| Primary APN | 6478245701 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Heated Area |
| 1st Floor Area | 1,888 sqft |
| Utility Area | 400 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Terrain | Rolling |
| Deck Area | 307 sqft |
| Patio Area | 307 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 92168 |
|---|---|
| Street Address | 9 WINDING RIDGE RD |
| City | OTTO |
| State | NC |
| Zip | 28763-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 1 CRYSTAL CREEK PROP |
| Legal Subdivision | CRYSTAL CREEK |
| Legal Lot Number | 1 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
9 Winding Ridge Rd is owned and occupied by an individual who bought it in March 2003.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 WINDING RIDGE RD, OTTO, NC 28763-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2003 · Amount on File |
| Deed Sale | Mar 11, 2003 · Amount on File |
| Deed Book / Page | 26 / 989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 9 WINDING RIDGE RD, OTTO, NC 28763-7100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 9 WINDING RIDGE RD, OTTO, NC 28763-7100 |
| Document Number | 000E44/939 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | E-44/939 |
| Instrument | 2026000285 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Feb 1, 2053 |
The 2026 property tax bill for 9 Winding Ridge Rd was $982.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $982.00 | $254,520 Land $53,620 Building $200,900 | $254,520 Land $53,620 Building $200,900 |
| 2025 | $982.00 | ||
| 2023 | $970.00 | $254,520 Land $53,620 Building $200,900 | $254,520 Land $53,620 Building $200,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Winding Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Winding Ridge Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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