9 Windcrest Dr, Oswego, IL 60543 Property Records

Kendall County property record for 9 Windcrest Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,446 sqft · built 1966
Lot Size	0.351 acres (15,274 sqft)
Owner	2 Trust Names on File
Last Sale	$284,000 (Jan 2017)
Tax Bill	$10,747 (2024)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-101-002`

Property Details

APN / Parcel Number

Primary APN	`03-16-101-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,446 sqft Living Area
Gross Area	6,018 sqft
1st Floor Area	3,446 sqft
Basement Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,274 sqft (0.351 acres)
Lot Dimensions	157 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9 WINDCREST DR
City	OSWEGO
State	IL
Zip	60543-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 1 WINDCREST UNIT 2 VILLAGE OF OSWEGO
Legal Subdivision	WINDCREST
Legal Block	1
Legal Lot Number	19
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1046
Census Tract	890302

Owner

9 Windcrest Dr is owner-occupied and held in a trust since January 2017.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9 WINDCREST DR, OSWEGO, IL 60543-9750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Dec 1, 1989 · Amount on File
Deed Document Number	2017915
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 17, 2017
Property Address	9 WINDCREST DR, OSWEGO, IL 60543-9750
Document Number	0000000915
Instrument Date	Jan 5, 2017
Instrument	201700000915
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 WINDCREST DR, OSWEGO, IL 60543-9750

Mortgage

Document Number	0000000916
Date	Jan 17, 2017
Instrument	201700000916

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,350 Land $25,658 Building $116,692	$427,050 Land $76,974 Building $350,076
2024	$10,747.00
2022		$114,299 Land $20,602 Building $93,697	$342,897 Land $61,806 Building $281,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Windcrest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Windcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20