9 Whitehorn Rd, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 9 Whitehorn Rd, Mount Hermon, CA 95041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 786 sqft · built 1947
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Trust Names on File
Last Sale	$219,500 (Nov 1999)
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-171-12`

Property Details

APN / Parcel Number

Primary APN	`066-171-12`
Alternative APN	`066-171-12-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	786 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9 WHITEHORN RD
City	MOUNT HERMON
State	CA
Zip	95041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 30 LOT 23 ,24
Legal Subdivision	MOUNT HERMON PARK 07
Legal Block	30
Legal Lot Number	24
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	120700

Owner

9 Whitehorn Rd is held in a trust since May 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 446, MOUNT HERMON, CA 95041-0446
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Intrafamily Transfer, Transfer
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Jun 10, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1999 · Amount on File
Deed Sale	Nov 30, 1999 · Amount on File
Prior Sale	Oct 2, 1996 · Amount on File
Deed Document Number	199975319
Last Transfer Date	May 26, 2021
Transfer Doc	0000032117
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 27, 2026
Property Address	9 WHITEHORN RD, MOUNT HERMON, CA 95041
Document Number	0000001781
Map Reference	MB 16 PG 10
Instrument Date	Jan 22, 2026
Instrument	2026-0001781
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 446, MOUNT HERMON, CA 95041-0446

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2021
Property Address	9 WHITEHORN RD, MOUNT HERMON, CA 95041
Document Number	0000032118
Map Reference	MB 16 PG 10
Instrument Date	Jun 4, 2021
Instrument	2021-0032118
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 446, MOUNT HERMON, CA 95041-0446

Mortgage

Document Number	0000032119
Date	Jun 10, 2021
Instrument	2021-0032119

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2021
Property Address	9 WHITEHORN RD, MOUNT HERMON, CA 95041
Document Number	0000032117
Map Reference	MB 18 PG 10
Instrument Date	May 26, 2021
Instrument	2021-0032117
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 446, MOUNT HERMON, CA 95041-0446

Tax Assessment & Valuation

The 2025 property tax bill for 9 Whitehorn Rd was $4,422.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,525 (+2%) Land $206,113 Building $137,412
2025	$4,422.00	$336,789 Land $202,072 Building $134,717
2023	$4,185.00 (+2.47%)	$323,711 Land $194,225 Building $129,486	$522,180
2022	$4,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Whitehorn Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Whitehorn Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, GeoLinks, Surfnet Communications.

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