9 Whitecap Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 9 Whitecap Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2000
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (Jan 2002)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-2S-21-42600-000-0190`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42600-000-0190`
Alternative APNs	`28-221-42600-000-0190` `1060785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,460 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	96 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9 WHITECAP WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCMU
Legal Description	LOT 19 SEASPRAY PB 14-18 OR 2298-1411 OR 2380-2 OR 2921-94 OR 3249-4249 OR 3329-1965
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	SEASPRAY
Legal Block	1
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1048
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 WHITECAP WAY, MIRAMAR BEACH, FL 32550-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2002 · Amount on Record
Deed Sale	Jan 30, 2002 · Amount on Record
Prior Sale	Dec 12, 2000 · Amount on Record
Deed Document Number	2002701186
Deed Book / Page	2380 / 2
Last Transfer Date	Jul 2, 2024
Transfer Doc	0033291965
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 27, 2022
Property Address	9 WHITECAP WAY, MIRAMAR BEACH, FL 32550-7100
Document Number	0032494249
Book / Page	3249 / 4249
Instrument Date	Apr 27, 2022
Instrument	20220019963
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 MOUNTAIN WAY, MORRIS PLAINS, NJ 07950-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9 WHITECAP WAY, MIRAMAR BEACH, FL 32550-7100

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,002.00 (-1.98%)	$553,663 (+5.8%) Land $125,000 Building $428,663	$553,663 (+5.8%) Land $125,000 Building $428,663
2024	$5,103.00 (+7.34%)
2023	$4,754.00 (+34.79%)	$523,290 (+19.43%) Land $84,441 Building $438,849	$523,290 (+19.43%) Land $84,441 Building $438,849
2022	$3,527.00	$438,141 Land $93,729 Building $344,412	$438,141 Land $93,729 Building $344,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.