9 White St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 9 White St, Lowell, MA 01854

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,880 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$7,713 (2026)
Deeds & Mortgages	Aug 2024 Refinance Nov 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C07130`

Property Details

APN / Parcel Number

Primary APN	`C07130`
Alternative APNs	`LOWE M:98 B:6330 L:9` `M:000098 T:C07130`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	4,737 sqft
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Flat
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C07130
Street Address	9 WHITE ST
City	LOWELL
State	MA
Zip	01854-2830
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	6330
Legal Lot Number	9
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2007
Census Tract	310500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 8344, LOWELL, MA 01853-8344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTY MORTGAGE LLC
Nov 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2007
Deed Sale	Jan 2, 2007
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Book / Page	196 / 357
Transfer Doc	298680
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	9 WHITE ST, LOWELL, MA 01854-2830
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323908
Date	Aug 19, 2024
Instrument	323908

Lender

Name	COUNTY MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	9 WHITE ST, LOWELL, MA 01854-2830
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324850
Date	Nov 19, 2024
Instrument	324850

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	9 WHITE ST, LOWELL, MA 01854-2830
Document Number	0000297656
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WHITE ST LOWELL MA 018542830, LOWELL, MA 01854-2830

Mortgage

Document Number	0000297656
Date	Aug 31, 2018
Instrument	297656

Lender

Name	NEW FED MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,713.00 (+3.39%)	$679,600 (+4.59%) Land $179,800 Building $499,800	$739,443
2025	$7,460.00 (+9.35%)	$649,800 (+13.44%) Land $175,300 Building $474,500
2024	$6,822.00 (+8.8%)	$572,800 (+13.47%) Land $153,000 Building $419,800
2023	$6,270.00	$504,800 Land $127,100 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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