9 White Oak Ln, Elgin, IL 60123 Property Records

Kane County property record for 9 White Oak Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,847 sqft · built 1987
Lot Size	0.7 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Apr 2004)
Tax Bill	$8,697 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-04-400-048`

Property Details

APN / Parcel Number

Primary APN	`06-04-400-048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,847 sqft
Basement Area	1,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,049 sqft (0.7 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	9 WHITE OAK LN
City	ELGIN
State	IL
Zip	60123-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING OAKS SUB LOT 8
Legal Subdivision	SPRING OAKS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9 WHITE OAK LN, ELGIN, IL 60123-2201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer
Jul 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2004 · Amount on Record
Deed Sale	Apr 14, 2004 · Amount on Record
Prior Sale	Mar 16, 1998 · Amount on Record
Deed Document Number	200445564
Last Transfer Date	Mar 8, 2005
Transfer Doc	0000035099
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 21, 2021
Property Address	9 WHITE OAK LN, ELGIN, IL 60123-2201
Document Number	0000055893
Instrument Date	Jul 20, 2021
Instrument	2021K055893
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WHITE OAK LN, ELGIN, IL 60123-2201

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2021
Property Address	9 WHITE OAK LN, ELGIN, IL 60123-2201
Document Number	0000052722
Instrument Date	May 20, 2021
Instrument	2021K052722
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WHITE OAK LN, ELGIN, IL 60123-2201

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,697.00 (+14.45%) Homeowner's exemption Senior Citizen's exemption	$130,005 (+8.57%) Land $31,747 Building $98,258	$390,171 (+8.57%) Land $95,279 Building $294,892
2024		$119,743 (+21.39%) Land $29,241 Building $90,502	$359,373 (+21.44%) Land $87,758 Building $271,615
2022	$7,599.00 (+4.87%) Homeowner's exemption	$98,641 (+6.96%) Land $24,088 Building $74,553	$295,923 (+6.96%) Land $72,264 Building $223,659
2021	$7,246.00 Homeowner's exemption	$92,223 Land $22,521 Building $69,702	$276,669 Land $67,563 Building $209,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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