9 Whispering Cedars Ct, Bellingham, WA 98229 Property Records

Whatcom County property record for 9 Whispering Cedars Ct, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,808 sqft · built 1992
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$411,500 (Sep 2017)
Tax Bill	$7,766 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`562137`

Property Details

APN / Parcel Number

Primary APN	`562137`
Alternative APNs	`370408 236300 0000` `33215`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,304 sqft
2nd Floor Area	504 sqft
Upper Floors Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	289 sqft
Deck Area	398 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	562137
Street Address	9 WHISPERING CEDARS CT
City	BELLINGHAM
State	WA
Zip	98229-2794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SUDDEN VALLEY DIV 39 LOT 5-TOG WI UNDIV INT IN PRIVATE RD
Legal Range	04
Legal Township	37
Legal Section	08
Legal Subdivision	SUDDEN VALLEY DIV 39
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2009
Census Tract	808

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Nov 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Nov 5, 2019
Deed Document Number	2170903306
Last Transfer Date	Dec 18, 2025
Transfer Doc	0001201753
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Dec 18, 2025
Property Address	9 WHISPERING CEDARS CT, BELLINGHAM, WA 98229-2794
Document Number	0001201753
Map Reference	VOL 16 PG 30&31
Instrument Date	Dec 18, 2025
Instrument	2025-1201753
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 5, 2019
Property Address	9 WHISPERING CEDARS CT, BELLINGHAM, WA 98229-2794
Document Number	2191100509
Instrument Date	Oct 24, 2019
Instrument	1100509
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	9 WHISPERING CEDARS CT BELLINGHAM WA 982292794, BELLINGHAM, WA 98229-2794

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 23, 2019
Property Address	9 WHISPERING CEDARS CT, BELLINGHAM, WA 98229-2794
Document Number	2191003065
Instrument Date	Aug 1, 2019
Instrument	1003065
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	9 WHISPERING CEDARS CT BELLINGHAM WA 982292794, BELLINGHAM, WA 98229-2794

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 19, 2019
Property Address	9 WHISPERING CEDARS CT, BELLINGHAM, WA 98229-2794
Document Number	2190702205
Instrument Date	Jun 17, 2019
Instrument	702205
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1 WHISPERING CEDARS CT BELLINGHAM WA 982292794, BELLINGHAM, WA 98229-2794

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 20, 2019
Property Address	9 WHISPERING CEDARS CT, BELLINGHAM, WA 98229-2794
Document Number	2190602390
Instrument Date	Jun 11, 2019
Instrument	602390
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 WHISPERING CEDARS CT BELLINGHAM WA 982292794, BELLINGHAM, WA 98229-2794

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 29, 2017
Property Address	9 WHISPERING CEDARS CT, BELLINGHAM, WA 98229-2794
Document Number	2170903306
Instrument Date	Sep 28, 2017
Instrument	903306
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,329.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2181 HARARE PL #9 DULLES VA 201892181, 9, DULLES, VA 20189-2181

Mortgage

Document Number	2170903308
Date	Sep 29, 2017
Instrument	903308

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 28, 2032

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,766.00 (-1.02%)	$868,282 (-1.02%) Land $290,320 Building $577,962	$868,282 (-1.02%) Land $290,320 Building $577,962
2024	$7,846.00 (+48.74%)	$877,230 (+23%) Land $293,312 Building $583,918	$877,230 (+23%) Land $293,312 Building $583,918
2022		$713,192 Land $238,464 Building $474,728	$713,192 Land $238,464 Building $474,728
2021	$5,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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