9 Westerly Cir, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 9 Westerly Cir, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,326 sqft · built 1975
Lot Size	0.489 acres (21,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,900 (Jul 1979)
Tax Bill	$5,413 (2026)
Deeds & Mortgages	Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:033-17900 B:13 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-17900 B:13 L:0`
Alternative APNs	`LUDL M:33 B:17900 P:13` `8603`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	4,498 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,301 sqft (0.489 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8603
Street Address	9 WESTERLY CIR
City	LUDLOW
State	MA
Zip	01056-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Subdivision	WAVERLY HEIGHTS INC
Legal Block	17900
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3020
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 WESTERLY CIR, LUDLOW, MA 01056-1662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 1979 · Amount on Record
Deed Sale	Jul 19, 1979 · Amount on Record
Deed Book / Page	4799 / 76
Last Transfer Date	Dec 4, 2018
Transfer Doc	22472-427
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 6, 2018
Property Address	9 WESTERLY CIR, LUDLOW, MA 01056-1662
Document Number	22472-427
Book / Page	022472 / 000427
Instrument Date	Dec 4, 2018
Instrument	72649
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WESTERLY CIR LUDLOW MA 010561662, LUDLOW, MA 01056-1662

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,413.00 (+0.09%)	$338,100 (+8.47%) Land $85,100 Building $253,000	$336,445 (-18.1%)
2025	$5,408.00 (+4.48%)	$311,700 (+8.95%) Land $77,300 Building $234,400	$410,780 (+4.95%)
2024	$5,176.00 (+6.09%)	$286,100 (+14.39%) Land $77,700 Building $208,400	$391,400
2023	$4,879.00	$250,100 Land $64,600 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westerly Cir

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