Worcester County and Spencer Town property record for 9 Watson St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1947 |
| Lot Size | 0.17 acres (7,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Jul 2017) |
| Tax Bill | $2,362 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U06 B:00045 L:00000 |
| Primary APN | SPEN M:00U06 B:00045 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,025 sqft Living Area |
| Gross Area | 1,689 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,394 sqft (0.17 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9 WATSON ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 45 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 WATSON ST, SPENCER, MA 01562-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Jun 10, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Jul 18, 2017 | Quit Claim Deed, Transfer · FHA Mortgage DREW MORTGAGE ASSOCIATES INC |
| Jan 30, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Book / Page | 57436 / 89 |
| Transfer Doc | 0057436-89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 9 WATSON ST, SPENCER, MA 01562-2243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065689-148 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 65689/148 |
| Instrument | 103770 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 9 WATSON ST, SPENCER, MA 01562-2243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0067733-72 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 67733/72 |
| Instrument | 63642 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jul 18, 2017 |
| Property Address | 9 WATSON ST, SPENCER, MA 01562-2243 |
| Document Number | 57436-89 |
| Book / Page | 57436 / 89 |
| Instrument | 76201 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 WATSON ST, SPENCER, MA 01562-2243 |
| Document Number | 574360091 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 57436/0091 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jan 30, 2017 |
| Property Address | 9 WATSON ST, SPENCER, MA 01562-2243 |
| Document Number | 56680-158 |
| Book / Page | 056680 / 000158 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 10901 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13 JONES RD PELHAM NH 030763209, PELHAM, NH 03076-3209 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,362.00 (+8,648.15%) | $215,100 (-9.01%) Land $45,600 Building $169,500 | $309,749 (+16.16%) |
| 2025 | $27.00 (-98.99%) | $236,400 (+1.2%) Land $35,700 Building $200,700 | $266,665 |
| 2024 | $2,672.00 (+2.53%) | $233,600 (+8.1%) Land $35,700 Building $197,900 | |
| 2023 | $2,606.00 | $216,100 Land $35,700 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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