9 Watson St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 9 Watson St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,923 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Feb 2026)
Tax Bill$7,526 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND00980

Property Details

APN / Parcel Number

Primary APND00980
Alternative APNs
  • LOWE M:182 B:6165 L:9
  • M:000182 T:D00980

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,923 sqft Living Area
Gross Area5,711 sqft
1st Floor Area1,379 sqft
AtticAttic
Attic Area825 sqft
Basement Area1,379 sqft
Unfinished Basement1,379 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberD00980
Street Address9 WATSON ST
CityLOWELL
StateMA
Zip01852-3530
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block6165
Legal Lot Number9
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1014
Census Tract312000

Owner

9 Watson St, a duplex, is owned and occupied by an individual who bought it in February 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address9 WATSON ST, LOWELL, MA 01852-3530
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Quit Claim Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Feb 18, 2020Deed of Trust, Mortgage · ARM
JEANNE D ARC CU
Feb 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JEANNE D ARC CU
Sep 3, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ABSM AMERICAN BANCSHARES MORTGAGE L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2026 · Amount on File
Deed SaleFeb 6, 2026 · Amount on File
Prior SaleSep 3, 2020 · Amount on File
Deed Book / Page39846 / 102
Record UpdatedOct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 6, 2026
Property Address9 WATSON ST, LOWELL, MA 01852-3530
Document Number039846-102
Book / Page39846 / 102
Instrument DateFeb 6, 2026
Instrument3668
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WATSON ST, LOWELL, MA 01852-3530

Mortgage

Document Number0000003669
DateFeb 6, 2026
Instrument3669
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address9 WATSON ST, LOWELL, MA 01852-3530
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33841-86
DateFeb 18, 2020
Book Page33841/86
Instrument7131
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateMar 1, 2027

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address9 WATSON ST, LOWELL, MA 01852-3530
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33841-110
DateFeb 18, 2020
Book Page33841/110
Instrument7132
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMar 1, 2045

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 3, 2020
Property Address9 WATSON ST, LOWELL, MA 01852-3530
Document Number34582-140
Book / Page34582 / 140
Instrument DateJul 31, 2020
Instrument42392
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 JAMES ST, TEWKSBURY, MA 01876-2715

Mortgage

Document Number42393
DateSep 3, 2020
Instrument42393
Lender
NameABSM AMERICAN BANCSHARES MORTGAGE L
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9 Watson St was $7,526, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,526.00 (+4.53%)$663,100 (+5.72%) Land $140,400 Building $522,700$718,027
2025$7,200.00 (+8.61%)$627,200 (+12.68%) Land $131,200 Building $496,000
2024$6,629.00 (+7.47%)$556,600 (+12.08%) Land $118,400 Building $438,200
2023$6,168.00$496,600 Land $102,900 Building $393,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Watson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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