9 Walnut St, Thurmont, MD 21788 Property Records

Frederick County property record for 9 Walnut St, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 948 sqft · built 1953
Lot Size	0.202 acres (8,815 sqft)
Owner	Individual Name on File
Last Sale	$235,500 (Jun 2022)
Tax Bill	$2,164 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-323493`

Property Details

APN / Parcel Number

Primary APN	`15-323493`
Alternative APN	`323493`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	948 sqft Total Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,815 sqft (0.202 acres)
Lot Dimensions	148 ft deep x 4 ft wide
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	323493
Street Address	9 WALNUT ST
City	THURMONT
State	MD
Zip	21788-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 59 1/4 X 148 3/4 9 WALNUT ST. THURMONT
Legal Subdivision	THURMONT
Legal Lot Number	9,59
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3010
Census Tract	753002

Owner

9 Walnut St is owned and occupied by an individual who bought it in June 2022.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	9 WALNUT ST, THURMONT, MD 21788-2032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Deed Document Number	0016018145
Deed Book / Page	16018 / 145
Record Updated	Jun 7, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2022
Property Address	9 WALNUT ST, THURMONT, MD 21788-2032
Document Number	0160180145
Book / Page	16018 / 145
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9 WALNUT ST, THURMONT, MD 21788-2032

Mortgage

Document Number	0016018151
Date	Jun 30, 2022
Instrument	16018/151

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,164.00	$139,100 Land $52,000 Building $87,100	$139,100 Land $52,000 Building $87,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20