9 W 31st St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 9 W 31st St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,452 sqft · built 1927
Lot Size	0.061 acres (2,640 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Mar 2017)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-14-015.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-14-015.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,452 sqft Finished Area
Gross Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,640 sqft (0.061 acres)
Lot Dimensions	80 ft deep x 33 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	9 W 31ST ST
City	COVINGTON
State	KY
Zip	41015-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 248 33'X 80' SS 31ST W DECOURSEY
Legal Subdivision	ROGERS M
Legal Lot Number	248
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9 W 31ST ST, COVINGTON, KY 41015-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Mar 27, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	May 9, 2006 · Amount on Record
Deed Document Number	201703 27 059 00146
Deed Book / Page	6123 / 269
Prior Transfer Date	Jul 1, 2008
Prior Transfer Doc	0005900175
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9 W 31ST ST, COVINGTON, KY 41015-1216
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900008
Date	Apr 19, 2022
Book Page	362/226
Instrument	22041905900008

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2017
Property Address	9 W 31ST ST, COVINGTON, KY 41015-1216
Document Number	0000000146
Book / Page	0C6123 / 000269
Instrument Date	Mar 23, 2017
Instrument	146
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	BRIDGECREST TITLE GROUP, BRIDGECREST TITLE GRP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5965 SHALLOW CREEK DR MILFORD OH 451505538, MILFORD, OH 45150-5538

Mortgage

Document Number	148
Date	Mar 27, 2017
Book Page	0C6123/000271
Instrument	148

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Mortgage

Document Number	150,
Date	Mar 27, 2017
Book Page	0C6123/000285
Instrument	150

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COVINGTON, KY 41019

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,800 (+23.93%) Land $10,000 Building $128,800	$138,800 (+23.93%) Land $10,000 Building $128,800
2025	$1,484.00 (-0.47%)	$112,000 (-) Land $10,000 Building $102,000	$112,000 (-) Land $10,000 Building $102,000
2023	$1,491.00	$112,000 Land $10,000 Building $102,000	$112,000 Land $10,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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