Osceola County property record for 9 Vermont Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,228 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jan 2022) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 80802 |
| Primary APN | 80802 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,228 sqft Heated Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 1,228 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 102 ft deep x 90 ft wide |
| Garage Type | Finished |
| Garage Area | 435 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 364 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80802 |
|---|---|
| Street Address | 9 VERMONT AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | ST CLOUD BLVD LOTS PB B PG 61B-64 BEG AT NW COR LOT 83, S 127 FT TO POB; E 102 FT, S 90 FT, W 102 FT, N 90 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 83 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43400 |
Source: Osceola County records · APN 80802
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9 VERMONT AVE, SAINT CLOUD, FL 34769-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2022 · Amount on Record |
| Deed Sale | Jan 03, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2013 · Amount on Record |
| Deed Document Number | 2022000367 |
| Deed Book / Page | 6120 / 2067 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2022 |
| Property Address | 9 VERMONT AVE, SAINT CLOUD, FL 34769-2243 |
| Document Number | 0061202067 |
| Book / Page | 6120 / 2067 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2022000367 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 83, VALLEY HEAD, AL 35989-0083 |
| Name | Verified Name |
|---|---|
| Address | 4824 ERIE DR, BUCHANAN, MI 49107-9448 |
| Document Number | 0061202069 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 6120/2069 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 9 VERMONT AVE, SAINT CLOUD, FL 34769-2243 |
| Document Number | 0053551501 |
| Book / Page | 5355 / 1501 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 2018096882 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | BLUE WATER CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,379.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 459 RD SOUTH, 459, PONTE VEDRA BEACH, FL 32082 |
| Name | Verified Name |
|---|---|
| Address | 604 MISSOURI AVE, SAINT CLOUD, FL 34769-2753 |
| Document Number | 0053551502 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 5355/1502 |
| Instrument | 2018096883 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,478.00 (+5.91%) Homeowner's exemption | $293,059 (+17.74%) | $308,300 (+23.87%) Land $75,000 Building $233,300 |
| 2023 | $4,228.00 (+12.96%) | $248,900 (+19.95%) Land $65,000 Building $183,900 | $248,900 (+19.95%) Land $65,000 Building $183,900 |
| 2022 | $3,743.00 | $207,500 Land $55,000 Building $152,500 | $207,500 Land $55,000 Building $152,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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