9 Union Ave, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 9 Union Ave, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 1920
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Apr 2021)
Tax Bill	$12,291 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16-00091-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`16-00091-0000-00007`
Alternative APN	`160009100007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	936 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Other
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	180 ft deep x 53 ft wide
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	9 UNION AVE
City	FREEHOLD
State	NJ
Zip	07728-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	FREEHOLD
Legal Block	91
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1008
Census Tract	810800

Owner

9 Union Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 UNION AVE, FREEHOLD, NJ 07728-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Aug 29, 2019	Grant Deed, Construction Loan · Construction Mortgage ALEKSANDR GAZON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	202168470
Deed Book / Page	9505 / 6736
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 28, 2021
Property Address	9 UNION AVE, FREEHOLD, NJ 07728-2320
Document Number	0095056736
Book / Page	9505 / 6736
Instrument Date	Mar 31, 2021
Instrument	2021068470
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 FIRST ST, 2, EAST BRUNSWICK, NJ 08816-2376

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9 UNION AVE, FREEHOLD, NJ 07728-2320

Mortgage

Document Number	2021068471
Date	Apr 28, 2021
Instrument	2021068471

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 29, 2019
Property Address	9 UNION AVE, FREEHOLD, NJ 07728-2320
Document Number	0000079587
Book / Page	009365 / 007804
Instrument Date	Aug 7, 2019
Instrument	79587
Transaction Type	Construction Loan
Record Updated	Sep 18, 2019
Title Company	ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 UNION AVE FREEHOLD NJ 077282320, FREEHOLD, NJ 07728-2320

Mortgage

Document Number	79588
Date	Aug 29, 2019
Book Page	009365/007845
Instrument	79588

Lender

Name	ALEKSANDR GAZON
Address	PO BOX 149, MARLBORO, NJ 07746-0149

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2020

Interest

Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 9 Union Ave was $12,291, up 8.2% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,700 (+7.13%) Land $245,800 Building $410,900	$656,700 (+7.13%) Land $245,800 Building $410,900
2025	$12,291.00 (+8.22%)	$613,000 Land $205,800 Building $407,200	$613,000 Land $205,800 Building $407,200
2024	$11,357.00
2023		$556,200 Land $147,900 Building $408,300	$556,200 Land $147,900 Building $408,300
2022	$11,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Union Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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