9 Turtle Ln, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 9 Turtle Ln, North Andover, MA 01845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,027 sqft · built 1978
Lot Size	1 acres (43,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Apr 2018)
Tax Bill	$9,490 (2025)
Deeds & Mortgages	Jun 2020 Refinance Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M_236019_9`

Property Details

APN / Parcel Number

Primary APN	`M_236019_9`
Alternative APNs	`NAND M:00106 B:B0104 L:00000` `M_236019_933234`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	1,282 sqft
Basement Area	1,282 sqft
Unfinished Basement	577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,577 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_236019_933234
Street Address	9 TURTLE LN
City	NORTH ANDOVER
State	MA
Zip	01845-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	NORTH ANDOVER
Legal Block	B0104
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	2
Census Block	2003
Census Tract	253205

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 TURTLE LN, NORTH ANDOVER, MA 01845-4922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Apr 27, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Apr 27, 1994 · Amount on Record
Deed Book / Page	15463 / 3
Transfer Doc	00015463-3
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	9 TURTLE LN, NORTH ANDOVER, MA 01845-4922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16336-336
Date	Jun 5, 2020
Book Page	16336/336
Instrument	13419

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Apr 27, 2018
Property Address	9 TURTLE LN, NORTH ANDOVER, MA 01845-4922
Document Number	15463-3
Book / Page	015463 / 000003
Instrument Date	Apr 25, 2018
Instrument	9667
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,781.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 TURTLE LN NORTH ANDOVER MA 018454922, NORTH ANDOVER, MA 01845-4922

Mortgage

Document Number	15463-5
Date	Apr 27, 2018
Book Page	015463/000005
Instrument	9668

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	9 TURTLE LN, NORTH ANDOVER, MA 01845-4922
Document Number	15185-150
Book / Page	015185 / 000150
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	15185-150
Date	Aug 14, 2017
Book Page	015185/000150
Instrument	20732

Lender

Name	SALEM FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,490.00 (+5.2%)	$842,800 (+3.61%) Land $413,900 Building $428,900	$952,090
2024	$9,021.00 (+5.03%)	$813,400 (+15.92%) Land $392,100 Building $421,300
2023	$8,589.00	$701,700 Land $331,100 Building $370,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1996–2006)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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