9 Tulip St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 9 Tulip St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,256 sqft · built 1956
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jan 1995)
Tax Bill$13,509 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-03505-0000-00016

Property Details

APN / Parcel Number

Primary APN48-03505-0000-00016
Alternative APN
  • 480350500016

Interior

Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area1,256 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address9 TULIP ST
CityRAMSEY
StateNJ
Zip07446-2722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.230AC
Legal SubdivisionMATFAIR ACRES SEC 3
Legal Block3505
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group4
Census Block4025
Census Tract44100

Owner

9 Tulip St is owned and occupied by two individuals who bought it in January 1995.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9 TULIP ST, RAMSEY, NJ 07446-2722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 1995 · Amount on File
Deed SaleJan 3, 1995 · Amount on File
Deed Book / Page7758 / 241
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address9 TULIP ST, RAMSEY, NJ 07446-2722
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057161106
DateFeb 4, 2026
Book Page5716/1106
Instrument2026007569
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 11, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address9 TULIP ST, RAMSEY, NJ 07446-2722
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037000385
DateSep 10, 2020
Book Page3700/385
Instrument20-083595
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9 Tulip St was $13,509, up 10.4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$658,400 (+0.35%) Land $399,500 Building $258,900$658,400 (+0.35%) Land $399,500 Building $258,900
2025$13,509.00 (+10.43%)$656,100 Land $399,500 Building $256,600$656,100 Land $399,500 Building $256,600
2024$12,233.00
2023$433,500 Land $267,300 Building $166,200$433,500 Land $267,300 Building $166,200
2022$11,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Tulip St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1992–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Tulip St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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