St. Charles County property record for 9 Tower Park Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 1997 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Nov 2020) |
| Tax Bill | $3,671 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000516 |
| Primary APN | A983000516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 2,969 sqft |
| 1st Floor Area | 1,477 sqft |
| Basement Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A983000516 |
|---|---|
| Street Address | 9 TOWER PARK CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CAMBRIDGE EST #2 LOT 91 |
| Legal Subdivision | CAMBRIDGE EST #2 |
| Legal Lot Number | 91 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311150 |
9 Tower Park Ct is owned and occupied by an individual who bought it in November 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 TOWER PARK CT, SAINT CHARLES, MO 63304-5033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Nov 4, 2020 | Warranty Deed, Transfer FIRST BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on File |
| Deed Sale | Nov 4, 2020 · Amount on File |
| Prior Sale | Nov 4, 2020 · Amount on File |
| Deed Document Number | 202084981 |
| Prior Transfer Date | May 23, 2016 |
| Prior Transfer Doc | 0065452016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 9 TOWER PARK CT, SAINT CHARLES, MO 63304-5033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0072200457 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 7220/0457 |
| Instrument | 20200123000045530 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 4, 2020 |
| Property Address | 9 TOWER PARK CT, SAINT CHARLES, MO 63304-5033 |
| Document Number | 0000084981 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 84981 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 TOWER PARK CT ST CHARLES MO 633045033, ST CHARLES, MO 63304-5033 |
| Document Number | 84982 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 84982 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAZELWOOD, MO 63042 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2050 |
The 2025 property tax bill for 9 Tower Park Ct was $3,671, up 13.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,837 (-) | $325,459 (-) Land $65,000 Building $260,459 | |
| 2025 | $3,671.00 (+13.16%) | $61,837 | $325,459 Land $65,000 Building $260,459 |
| 2024 | $3,244.00 | ||
| 2023 | $54,247 | ||
| 2022 | $285,508 Land $50,000 Building $235,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9 Tower Park Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Tower Park Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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