9 Thomas St, Unit C3, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 9 Thomas St, Unit C3, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,245 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$370,000 (Feb 2025)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-D B:0012 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-D B:0012 L:0003`
Alternative APNs	`M:012=D B:0012 L:0003` `5972003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	20 Units
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	5972003
Street Address	9 THOMAS ST, C3
City	SAUGUS
State	MA
Zip	01906-3291
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Subdivision	HILLVIEW WEST
Legal Block	12
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208401

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 THOMAS ST, C3, SAUGUS, MA 01906-3291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNT MORTGAGE
Dec 20, 2017	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MORTGAGE INC
Jun 15, 2020	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Jul 2, 1999 · Amount on Record
Deed Document Number	202520250227002120
Deed Book / Page	42591 / 261
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Apr 10, 2026
Document Number	043322-104
Book / Page	43322 / 104
Instrument Date	Apr 6, 2026
Instrument	2026970
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000970,
Date	Apr 10, 2026
Book Page	43322/104
Instrument	2026970

Lender

Name	HUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	9 THOMAS ST UNIT C3, C3, SAUGUS, MA 01906-3291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36420-414
Date	Dec 20, 2017
Book Page	36420/414
Instrument	171220001480

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 15, 2020
Property Address	9 THOMAS ST UNIT C3, C3, SAUGUS, MA 01906-3291
Document Number	38607-334
Book / Page	038607 / 000334
Instrument Date	Jun 12, 2020
Instrument	15001040
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 THOMAS ST #C3 SAUGUS MA 019063291, C3, SAUGUS, MA 01906-3291

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+2.45%)	$391,100 (+2.17%) Building $391,100	$349,980
2024	$4,077.00 (+13.66%)	$382,800 (+20.15%) Building $382,800
2023	$3,587.00	$318,600 Building $318,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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