9 Theodore St, Fredericksburg, VA 22406 Property Records

Stafford County property record for 9 Theodore St, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,492 sqft · built 2003
Lot Size	0.198 acres (8,655 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2017)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45N-18-173`

Property Details

APN / Parcel Number

Primary APN	`45N-18-173`
Alternative APNs	`045N 18 173` `40259`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
Basement Area	1,118 sqft
Finished Basement	1,118 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,655 sqft (0.198 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40259
Old Parcel Number	045N 18 173
Street Address	9 THEODORE ST
City	FREDERICKSBURG
State	VA
Zip	22406-7441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- URBAN RES
Legal Description	LOT 173 SEC 18 8657 SQFT ENGLAND RUN NORTH
Legal Subdivision	ENGLAND RUN
Legal Lot Number	173
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4000
Census Tract	10305

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 THEODORE ST, FREDERICKSBURG, VA 22406-7441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	170022983
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Dec 27, 2017
Property Address	9 THEODORE ST, FREDERICKSBURG, VA 22406-7441
Document Number	170022983
Instrument Date	Dec 20, 2017
Instrument	22983
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9 THEODORE ST FREDERICKSBURG VA 224067441, FREDERICKSBURG, VA 22406-7441

Mortgage

Document Number	170022984
Date	Dec 27, 2017
Instrument	22984

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,458.00 (+13.87%)	$476,000 (+14.89%) Land $130,000 Building $346,000	$476,000 (+14.89%) Land $130,000 Building $346,000
2023	$3,915.00 (+22.42%)	$414,300 Land $120,000 Building $294,300	$414,300 Land $120,000 Building $294,300
2021	$3,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Cox Communications Cable	2,000 / 35