9 Terrace Ave, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 9 Terrace Ave, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,109 sqft · built 1852
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,184 (2026)
Deeds & Mortgages	May 2024 Transfer May 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:15-47W4`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:15-47W4`
Alternative APNs	`NAUG M:057 L:5100` `AL13 47W4` `057-5100` `57-5100`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,109 sqft Living Area
Gross Area	8,029 sqft
1st Floor Area	1,676 sqft
Attic	Attic
Attic Area	1,416 sqft
Basement Area	1,866 sqft
Unfinished Basement	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	57-5100
Street Address	9 TERRACE AVE
City	NAUGATUCK
State	CT
Zip	06770-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	5100
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1002
Census Tract	345300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Naugatuck Center Historic District listed 1999 · 137 contributing resources · NRIS 99000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 TERRACE AVE, NAUGATUCK, CT 06770-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Quit Claim Deed, Transfer Quitclaim
May 13, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage ONETRUST HOME LOANS
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 8, 2024
Transfer Doc	001139-158
Record Updated	Oct 29, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 13, 2024
Property Address	9 TERRACE AVE, NAUGATUCK, CT 06770-4028
Document Number	001139-160
Book / Page	1139 / 160
Instrument Date	May 8, 2024
Instrument	20241227
Transaction Type	Transfer
Record Updated	May 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 13, 2024
Property Address	9 TERRACE AVE, NAUGATUCK, CT 06770-4028
Document Number	001139-158
Book / Page	1139 / 158
Instrument Date	May 8, 2024
Instrument	20241225
Transaction Type	Transfer
Record Updated	May 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	9 TERRACE AVE, NAUGATUCK, CT 06770-4028
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001969-357
Date	Jun 22, 2023
Book Page	1969/357

Lender

Name	ONETRUST HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	9 TERRACE AVE, NAUGATUCK, CT 06770-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1047-439
Date	May 28, 2020
Book Page	1047/439

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,184.00 (+1.63%)	$375,480 (-) Land $31,080 Building $344,400	$514,449 (+95.73%)
2025	$14,940.00	$375,480 (-) Land $31,080 Building $344,400	$262,836 Land $21,756 Building $241,080
2024	$14,940.00 (-11.09%)
2023	$16,803.00 (+35.68%)	$375,480 (+44.77%) Land $31,080 Building $344,400
2022	$12,384.00	$259,360 Land $33,190 Building $226,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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