9 Talbot Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 9 Talbot Ln, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,000 (Jan 2010)
Tax Bill	$14,159 (2024)
Deeds & Mortgages	Feb 2024 Refinance Jun 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 96.-2-8`

Property Details

APN / Parcel Number

Primary APN	`473489 96.-2-8`
Alternative APNs	`0800-096.00-02.00-008.000` `348909600000020080000000` `47340023344` `S70080`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Account Number	S70080
Street Address	9 TALBOT LN
City	SMITHTOWN
State	NY
Zip	11787-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-508551 TC-69 *3102 LOT 51 MOREWOOD ESTATES SEC 2
Legal Block	2
Legal Lot Number	8
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1012
Census Tract	135104

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 TALBOT LN, SMITHTOWN, NY 11787-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Jun 8, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Mar 21, 2018	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2010 · Amount on Record
Deed Sale	Jan 28, 2010 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Book / Page	12614 / 689
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	9 TALBOT LN, SMITHTOWN, NY 11787-2417
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235640517
Date	Feb 1, 2024
Book Page	23564/517

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	9 TALBOT LN, SMITHTOWN, NY 11787-2417
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229330208
Date	Jun 8, 2018
Book Page	22933/208
Instrument	18-0105611

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2047

March 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	9 TALBOT LN, SMITHTOWN, NY 11787-2417
Document Number	0229330209
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 TALBOT LN SMITHTOWN NY 117872417, SMITHTOWN, NY 11787-2417

Mortgage

Document Number	0229330209
Date	Jun 8, 2018
Book Page	022933/000209

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,835 (-) Land $300 Building $5,535	$729,375 (+10,774.83%) Land $37,500 Building $691,875
2024	$14,159.00
2023		$5,835 Land $300 Building $5,535	$6,707 Land $345 Building $6,362

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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