9 Sycamore Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 9 Sycamore Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,864 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jan 2008)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	May 2020 Construction Loan Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9577425918`

Property Details

APN / Parcel Number

Primary APN	`9577425918`
Alternative APNs	`0101215` `101215`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,864 sqft Heated Area
1st Floor Area	920 sqft
Basement Area	930 sqft
Finished Basement	930 sqft
Unfinished Basement	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	182 sqft
Deck Area	188 sqft
Patio Area	182 sqft
Utility Building	42 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	101215
Street Address	9 SYCAMORE DR
City	FLAT ROCK
State	NC
Zip	28731-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101215~R-1
Legal Description	BONCLARKEN REV LO6,7 BL5 PLB-026
Legal Subdivision	BONCLARKEN
Legal Block	42
Legal Lot Number	5918
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	3
Census Block	3042
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SYCAMORE DR, FLAT ROCK, NC 28731-9537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Jul 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2008 · Amount on Record
Deed Sale	Jan 16, 2008 · Amount on Record
Deed Book / Page	1347 / 606
Last Transfer Date	Jul 27, 2019
Transfer Doc	0033650429
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	9 SYCAMORE DR, FLAT ROCK, NC 28731-9537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034960301
Date	May 26, 2020
Book Page	3496/301
Instrument	925485

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 30, 2019
Property Address	9 SYCAMORE DR, FLAT ROCK, NC 28731-9537
Document Number	0033650429
Book / Page	003365 / 000429
Instrument Date	Jul 27, 2019
Instrument	907961
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1021 FLAT ROCK NC 287311021, FLAT ROCK, NC 28731-1021

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,200 (-) Land $79,000 Building $307,200
2025	$1,664.00	$386,200 (+4.95%) Land $79,000 Building $307,200
2023		$368,000 Land $79,000 Building $289,000	$386,200 Land $79,000 Building $307,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (2020–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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