9 Sycamore Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 9 Sycamore Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,960 sqft · built 1992
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Sep 2023)
Tax Bill	$20,604 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03509-0000-00022-03`

Property Details

APN / Parcel Number

Primary APN	`48-03509-0000-00022-03`
Alternative APN	`48035090000000223`

Interior

Building Area	2,960 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	14,636 sqft (0.336 acres)

Location & Zoning

Old Parcel Number	48035090000000223
Street Address	9 SYCAMORE CT
City	RAMSEY
State	NJ
Zip	07446-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.336AC
Legal Subdivision	OAKWOOD KNOLLS
Legal Block	3509
Legal Lot Number	22.03
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4029
Census Tract	44100

Owner

9 Sycamore Ct is owned and occupied by two individuals who bought it in September 2023.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 SYCAMORE CT, RAMSEY, NJ 07446-2700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jul 27, 1992 · Amount on File
Deed Document Number	202361550
Deed Book / Page	5085 / 1062
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 19, 2023
Property Address	9 SYCAMORE CT, RAMSEY, NJ 07446-2700
Document Number	0050851062
Book / Page	5085 / 1062
Instrument Date	Aug 15, 2023
Instrument	2023061550
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,017.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 WINDING OAK LN, MONROVIA, CA 91016-3059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SYCAMORE CT, RAMSEY, NJ 07446-2700
Investor	Possibly a Property Investor

Mortgage

Document Number	2023061551
Date	Sep 19, 2023
Instrument	2023061551

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year TN
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 9 Sycamore Ct was $20,604, down 4.5% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$998,700 (-0.2%) Land $349,200 Building $649,500	$998,700 (-0.2%) Land $349,200 Building $649,500
2025	$20,604.00 (-4.48%)	$1,000,700 Land $349,200 Building $651,500	$1,000,700 Land $349,200 Building $651,500
2024	$21,571.00
2023		$764,400 (-) Land $289,800 Building $474,600	$764,400 (-) Land $289,800 Building $474,600
2022	$19,800.00 (+1.18%) Veteran's exemption	$764,400 Land $289,800 Building $474,600	$764,400 Land $289,800 Building $474,600
2021	$19,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Sycamore Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Sycamore Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300