9 Summit St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 9 Summit St, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,216 sqft · built 2013
Lot Size	1.05 acres (46,098 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2017)
Tax Bill	$9,429 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:87 B:54`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:87 B:54`
Alternative APNs	`M:00087 P:00054` `8754`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,098 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8754
Street Address	9 SUMMIT ST
City	JEFFERSON
State	MA
Zip	01522-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	54
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3018
Census Tract	728400

Owner

9 Summit St is owned and occupied by an individual who bought it in November 2017.

Source: Worcester County and Holden Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9 SUMMIT ST, JEFFERSON, MA 01522-1020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE & SERVICES
Nov 30, 2017	Quit Claim Deed, Transfer WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Prior Sale	Mar 15, 2013 · Amount on File
Deed Document Number	2017134269
Deed Book / Page	58121 / 332
Transfer Doc	058121-332
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Sep 30, 2026
Property Address	9 SUMMIT ST, JEFFERSON, MA 01522-1020
Document Number	0000085678
Book / Page	74237 / 219
Instrument Date	Sep 25, 2026
Instrument	202685678
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SUMMIT ST, JEFFERSON, MA 01522-1020

Mortgage

Document Number	0000085678,
Date	Sep 30, 2026
Book Page	74237/219
Instrument	202685678

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Aug 28, 2026
Property Address	9 SUMMIT ST, JEFFERSON, MA 01522-1020
Document Number	0000075252
Book / Page	74095 / 373
Instrument Date	Aug 21, 2026
Instrument	202675252
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SUMMIT ST, JEFFERSON, MA 01522-1020

Mortgage

Document Number	0000075252,
Date	Aug 28, 2026
Book Page	74095/373
Instrument	202675252

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	9 SUMMIT ST, JEFFERSON, MA 01522-1020
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072503-239
Date	Sep 8, 2025
Book Page	72503/239
Instrument	76337

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Nov 30, 2017
Property Address	9 SUMMIT RD, JEFFERSON, MA 01522
Document Number	58121-332
Book / Page	58121 / 332
Instrument	134269
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SUMMIT ST, WORCESTER, MA 01608

Mortgage

Document Number	581210334
Date	Nov 30, 2017
Instrument	58121/0334

Lender

Name	WASHINGTON TRUST MTG

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9 Summit St was $9,429, up 2.5% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,429.00 (+2.52%)	$699,500 (+5.41%) Land $210,700 Building $488,800	$702,520 (+17.21%)
2025	$9,197.00 (+4.95%)	$663,600 (+7.15%) Land $200,500 Building $463,100	$599,355
2024	$8,763.00 (+7.89%)	$619,300 (+14.3%) Land $194,700 Building $424,600
2023	$8,122.00	$541,800 Land $169,200 Building $372,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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