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9 Summerset Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 9 Summerset Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,866 sqft · built 1985
Lot Size2.33 acres (101,495 sqft)
OwnerIndividual Name on Record
Last Sale$297,400 (Dec 2019)
Tax Bill$5,481 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN425910A007

Property Details

APN / Parcel Number

Primary APN425910A007
Alternative APN
  • 2-0128-5580-00-0016.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,866 sqft Living Area
Gross Area4,708 sqft
1st Floor Area1,986 sqft
Basement Area1,986 sqft
Finished Basement880 sqft
Unfinished Basement1,106 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area101,495 sqft
TerrainRolling
Garage TypeAttached
Garage Area736 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area268 sqft
Patio Area922 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number425910A007
Street Address9 SUMMERSET CT
CitySAINT CHARLES
StateMO
Zip63304-7672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionLAKES #1 LOT 16
Legal SubdivisionLAKES #1
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3025
Census Tract311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9 SUMMERSET CT, SAINT CHARLES, MO 63304-7672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Document Number2019697950
Deed Book / Page7193 / 2444
Prior Transfer DateAug 24, 2019
Prior Transfer Doc0071932444
Record UpdatedOct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateDec 5, 2019
Property Address9 SUMMERSET CT, SAINT CHARLES, MO 63304-7672
Document Number0071932444
Book / Page7193 / 2444
Map ReferenceMB 22 PG 119
Instrument DateAug 24, 2019
Instrument20191205000697950
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 SUMMERSET CT, SAINT CHARLES, MO 63304-7672

Mortgage

Document Number20191205000697960
DateDec 5, 2019
Instrument20191205000697960
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,275 (-)$475,129 (-) Building $475,129
2025$5,481.00 (+13.6%)$90,275 (+14.29%)$475,129 (+14.29%) Building $475,129
2024$4,825.00 (+1.07%)
2023$78,986 (+8.27%)
2022$4,774.00$72,954$415,715 (+8.27%) Land $100,000 Building $315,715
2021$383,970 Land $100,000 Building $283,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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