9 Suffolk Downs, Laguna Niguel, CA 92677 Property Records

Orange County property record for 9 Suffolk Downs, Laguna Niguel, CA 92677

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,368 sqft · built 1986
Owner	Individual Name on Record
Last Sale	$468,000 (Mar 2014)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`939-310-80`

Property Details

APN / Parcel Number

Primary APN	`939-310-80`
Alternative APN	`652-113-03`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9 SUFFOLK DOWNS
City	LAGUNA NIGUEL
State	CA
Zip	92677-4754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 11488 BLK LOT 4 UN 84 TR 11488 LOT 4 UNIT 84 OF PROJECT LOCATED ON AP
Legal Tract	11488
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3005
Census Tract	42332

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 SUFFOLK DOWNS, LAGUNA NIGUEL, CA 92677-4754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2014 · Amount on Record
Deed Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	2014108000
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 SUFFOLK DOWNS, LAGUNA NIGUEL, CA 92677-4754
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SUFFOLK DOWNS, LAGUNA NIGUEL, CA 92677-4754

Mortgage

Document Number	0000291296
Date	Oct 23, 2025
Instrument	2025000291296

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 SUFFOLK DOWNS, LAGUNA NIGUEL, CA 92677-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000459533
Date	Oct 30, 2017
Instrument	2017000459533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,172 (+2%) Land $428,537 Building $156,635
2025	$5,730.00 (+3.94%) Homeowner's exemption	$573,699 (+4.04%) Land $420,135 Building $153,564
2023	$5,513.00 (+1.96%) Homeowner's exemption	$551,422 Land $403,821 Building $147,601
2022	$5,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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