9 Stuart St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 9 Stuart St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,575 sqft · built 1948
Lot Size	0.365 acres (15,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2023)
Tax Bill	$4,614 (2026)
Deeds & Mortgages	Aug 2023 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:17A B:C03`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:17A B:C03`
Alternative APN	`17AC03`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,575 sqft Living Area
Gross Area	3,225 sqft
1st Floor Area	915 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	15,906 sqft (0.365 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17AC03
Street Address	9 STUART ST
City	OXFORD
State	MA
Zip	01540-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	C03
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1002
Census Tract	753100

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 STUART ST, OXFORD, MA 01540-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Quit Claim Deed, Transfer
Apr 12, 2019	Quit Claim Deed, Transfer · FHA Mortgage LEADER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Prior Transfer Date	Aug 2, 2023
Prior Transfer Doc	0000122157
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Aug 7, 2023
Property Address	9 STUART ST, OXFORD, MA 01540-1223
Document Number	0000122157
Instrument Date	Aug 2, 2023
Instrument	122157
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 STUART ST, OXFORD, MA 01540-1223
Investor	Possibly a Property Investor

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Apr 12, 2019
Property Address	9 STUART ST, OXFORD, MA 01540-1223
Document Number	0000113993
Instrument Date	Apr 11, 2019
Instrument	113993
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 STUART ST OXFORD MA 015401223, OXFORD, MA 01540-1223

Mortgage

Document Number	113994
Date	Apr 12, 2019
Instrument	113994

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,614.00 (+8,947.06%)	$377,300 (-6.52%) Land $77,200 Building $300,100	$408,088 (+1.99%)
2025	$51.00 (-99.01%)	$403,600 (+5.32%) Land $88,800 Building $314,800	$400,140
2024	$5,166.00 (+8.1%)	$383,200 (+9.36%) Land $82,400 Building $300,800
2023	$4,779.00	$350,400 Land $73,600 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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