9 Stokes St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 9 Stokes St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1954
Lot Size	0.14 acres (6,081 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jun 2006)
Tax Bill	$10,719 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00257-0000-00165-01`

Property Details

APN / Parcel Number

Primary APN	`31-00257-0000-00165-01`
Alternative APNs	`31002570000001650001` `463000`

Interior

Stories	1 Story
Building Area	1,252 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,081 sqft (0.14 acres)
Lot Dimensions	95 ft deep x 64 ft wide

Location & Zoning

Account Number	463000
Street Address	9 STOKES ST
City	LODI
State	NJ
Zip	07644-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64X95
Legal Subdivision	PROVIDENTIAL LAND & IMPROVEMEN
Legal Block	257
Legal Lot Number	165
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2003
Census Tract	30402

Owner

9 Stokes St is owned and occupied by an individual who bought it in June 2006.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	9 STOKES ST, LODI, NJ 07644-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Mar 27, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2006 · Amount on File
Deed Sale	Jun 19, 2006 · Amount on File
Deed Book / Page	9101 / 26
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	9 STOKES ST, LODI, NJ 07644-3327
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040730232
Date	Apr 13, 2021
Book Page	4073/232
Instrument	2021054919

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	9 STOKES ST, LODI, NJ 07644-3327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ICON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036271914
Date	Jun 19, 2020
Book Page	3627/1914
Instrument	20-059850

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	9 STOKES ST, LODI, NJ 07644-3327
Document Number	0036271914
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ICON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 STOKES ST LODI NJ 076443327, LODI, NJ 07644-3327

Mortgage

Document Number	0036271914
Date	Jun 19, 2020
Book Page	003627/001914
Instrument	20059850

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9 Stokes St was $10,719, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,800 (-) Land $167,600 Building $135,200	$302,800 (-) Land $167,600 Building $135,200
2025	$10,719.00 (+5.62%)	$302,800 Land $167,600 Building $135,200	$302,800 Land $167,600 Building $135,200
2024	$10,149.00
2023		$302,800 Land $167,600 Building $135,200	$302,800 Land $167,600 Building $135,200
2022	$9,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Stokes St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1999–2021)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Stokes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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