9 Spruce St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 9 Spruce St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,493 sqft · built 1954
Lot Size	0.581 acres (25,300 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Jun 2010)
Tax Bill	$10,319 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0021 B:000112 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0021 B:000112 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
Gross Area	3,269 sqft
Basement Area	931 sqft
Unfinished Basement	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,300 sqft (0.581 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	9 SPRUCE ST
City	WESTBOROUGH
State	MA
Zip	01581-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	112
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1008
Census Tract	742300

Owner

9 Spruce St is owned and occupied by two individuals who bought it in June 2010.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 SPRUCE ST, WESTBOROUGH, MA 01581-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2010 · Amount on File
Deed Sale	Jun 14, 2010 · Amount on File
Deed Document Number	201061824
Deed Book / Page	45910 / 269
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	9 SPRUCE ST, WESTBOROUGH, MA 01581-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57933-28
Date	Oct 25, 2017
Book Page	57933/28
Instrument	118439

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	9 SPRUCE ST, WESTBOROUGH, MA 01581-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62984-305
Date	Aug 10, 2020
Book Page	62984/305
Instrument	88272

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 9 Spruce St was $10,319, up 3% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,319.00 (+2.95%)	$647,800 (+5.28%) Land $335,100 Building $312,700	$669,425 (+10.33%)
2025	$10,023.00 (+5.22%)	$615,300 (+5.99%) Land $319,200 Building $296,100	$606,765 (-1.66%)
2024	$9,526.00 (+6.29%)	$580,500 (+9.08%) Land $296,800 Building $283,700	$617,025
2023	$8,962.00	$532,200 Land $277,600 Building $254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures