Union County and Cranford Township property record for 9 Spruce St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2017 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jan 2017) |
| Tax Bill | $15,801 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00155-0000-00005 |
| Primary APN | 03-00155-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 7,950 sqft (0.183 acres) |
| Account Number | 0891008 |
|---|---|
| Street Address | 9 SPRUCE ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 155 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 SPRUCE ST, CRANFORD, NJ 07016-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 31, 2017 | Grant Deed, Transfer · FHA Mortgage PROSPECT MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | Oct 30, 1987 |
| Deed Document Number | 2017282868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 9 SPRUCE ST, CRANFORD, NJ 07016-1701 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0148412113 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 14841/2113 |
| Instrument | 706222 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 31, 2017 |
| Property Address | 9 SPRUCE ST, CRANFORD, NJ 07016-1701 |
| Document Number | 0061700041 |
| Book / Page | 006170 / 000041 |
| Instrument Date | Nov 4, 2016 |
| Instrument | 282868 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 SPRUCE ST CRANFORD NJ 070161701, CRANFORD, NJ 07016-1701 |
| Document Number | 142270071 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 014227/000071 |
| Instrument | 635870 |
| Name | PROSPECT MTG LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,000 (-) Land $89,000 Building $129,000 | $218,000 (-) Land $89,000 Building $129,000 | |
| 2025 | $15,801.00 (+6.92%) | $218,000 (-) Land $89,000 Building $129,000 | $218,000 (-) Land $89,000 Building $129,000 |
| 2024 | $14,778.00 (+2.53%) | ||
| 2023 | $218,000 Land $89,000 Building $129,000 | $218,000 Land $89,000 Building $129,000 | |
| 2022 | $14,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 152 (1979–2021) |
| Claims Outside the SFHA | 38 of 152 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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