Orange County and Cornwall Town property record for 9 Spruce St, Cornwall On Hudson, NY 12520
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,633 sqft · built 1857 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Aug 2013) |
| Tax Bill | $20,632 (2024) |
| Deeds & Mortgages | Sep 2021 Refinance Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332401 102-10-2 |
| Primary APN | 332401 102-10-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,633 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| 2nd Floor Area | 1,383 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1857 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 44 ft deep x 107 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 102-10-2 |
|---|---|
| Street Address | 9 SPRUCE ST |
| City | CORNWALL ON HUDSON |
| State | NY |
| Zip | 12520-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Block | 10 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 12900 |
Source: Orange County and Cornwall Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 SPRUCE ST, CORNWALL ON HUDSON, NY 12520-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Dec 20, 2022 | Deed, Transfer |
| Dec 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC |
| Aug 2, 2018 | Deed, Transfer PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2013 · Amount on Record |
| Deed Sale | Aug 6, 2013 · Amount on Record |
| Deed Book / Page | 13625 / 1692 |
| Last Transfer Date | Nov 1, 2022 |
| Transfer Doc | 0000086666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 9 SPRUCE ST, CORNWALL ON HUDSON, NY 12520-1130 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000061131 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 15047/373 |
| Instrument | 20210061131 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Dec 20, 2022 |
| Property Address | 9 SPRUCE ST, CORNWALL ON HUDSON, NY 12520-1130 |
| Document Number | 0000086666 |
| Book / Page | 15351 / 880 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 20220086666 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 SPRUCE ST, CORNWALL ON HUDSON, NY 12520-1130 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 9 SPRUCE ST, CORNWALL ON HUDSON, NY 12520-1130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000084366 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 14665/1289 |
| Instrument | 20190084366 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Aug 2, 2018 |
| Property Address | 9 SPRUCE ST, CORNWALL ON HUDSON, NY 12520-1130 |
| Document Number | 0000056291 |
| Book / Page | 14440 / 930 |
| Instrument | 20180056291 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37, BROOKLYN, NY 11249 |
| Document Number | 0000056293 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 0000014440/0000000941 |
| Instrument | 20180056293 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Municipality | Cornwall-on-Hudson Village |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $510,000 (-) Land $90,200 Building $419,800 | $806,700 (+6.69%) | |
| 2024 | $20,632.00 | ||
| 2023 | $510,000 (-) Land $90,200 Building $419,800 | $756,100 (+11.87%) Land $133,726 Building $622,374 | |
| 2022 | $510,000 Land $90,200 Building $419,800 | $675,900 Land $119,542 Building $556,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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