9 Spruce Ave, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 9 Spruce Ave, Cambridge, MA 02138

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,155 sqft · built 1899
OwnerTrust Name on File
Tax Bill$5,004 (2025)
Deeds & MortgagesAug 2023 Sale
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN254-44-9

Property Details

APN / Parcel Number

Primary APN254-44-9
Alternative APN
  • CAMB M:00254 L:0004400009

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories3 Stories
Building Area1,155 sqft Living Area
1st Floor Area1,155 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleOther
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric

Location & Zoning

Street Address9 SPRUCE AVE
CityCAMBRIDGE
StateMA
Zip02138-4521
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeB
Legal Lot Number4400009
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group3
Census Block3012
Census Tract354300

Owner

9 Spruce Ave, a condominium, is owner-occupied and held in a trust since June 2023.

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner of RecordTrust Name on File
Mailing Address9 SPRUCE AVE, CAMBRIDGE, MA 02138-4521
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Condominium Deed, Transfer
Dec 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 29, 2023
Transfer Doc081848-483
Record UpdatedJun 8, 2026

August 2023: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionCAMBRIDGE MA
Recording DateAug 2, 2023
Property Address9 SPRUCE AVE, CAMBRIDGE, MA 02138-4521
Document Number081848-483
Book / Page81848 / 483
Instrument DateJun 29, 2023
Instrument86508
Transaction TypeTransfer
Record UpdatedAug 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 SPRUCE AVE # 9, 9, CAMBRIDGE, MA 02138-4521

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMBRIDGE MA
Property Address9 SPRUCE AVE, CAMBRIDGE, MA 02138-4521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76404-188
DateDec 11, 2020
Book Page76404/188
Instrument236106
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9 Spruce Ave was $5,004, up 10.5% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,004.00 (+10.49%)$788,000 (+3.01%) Building $788,000
2024$4,529.00 (+4.21%)$765,000 (+3.16%) Building $765,000
2023$4,346.00$741,600 Building $741,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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