9 Spring Valley Ln, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 9 Spring Valley Ln, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,040 sqft · built 2003
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Feb 2014)
Tax Bill$2,432 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN961A100458

Property Details

APN / Parcel Number

Primary APN961A100458
Alternative APNs
  • 500125601300010460010000
  • 535001 256.13-1-46.1

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions194 ft deep x 100 ft wide
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100458
Street Address9 SPRING VALLEY LN
CityCAMBRIDGE
StateNY
Zip12816-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal DescriptionMANUFACT HOUSING
Legal Block1
Legal Lot Number46.001
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1003
Census Tract92000

Owner

9 Spring Valley Ln is owned and occupied by two individuals who bought it in February 2014.

Source: Washington County and White Creek Town records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address9 SPRING VALLEY LN, CAMBRIDGE, NY 12816-1227
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2014 · Amount on File
Deed SaleFeb 28, 2014 · Amount on File
Deed Book / Page3382 / 119
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address9 SPRING VALLEY LN, CAMBRIDGE, NY 12816-1227
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000464
DateSep 25, 2025
Instrument2025-4464
Lender
NameTCT FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9 Spring Valley Ln was $2,432 with a homeowner's exemption, up 4.7% from the year before.

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,432.00 (+4.69%) Homeowner's exemption
2025$2,323.00$85,000 Land $20,600 Building $64,400$102,410 Land $24,819 Building $77,591
2023$85,000 Land $20,600 Building $64,400$86,735 Land $21,020 Building $65,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Spring Valley Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Spring Valley Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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