9 Spring Farm Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 9 Spring Farm Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,237 sqft · built 2005
Lot Size	0.524 acres (22,844 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2017)
Tax Bill	$13,551 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.00-1-43.8`

Property Details

APN / Parcel Number

Primary APN	`013089 27.00-1-43.8`
Alternative APNs	`308902700000010430080000` `02700000010430080000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,237 sqft Living Area
1st Floor Area	2,138 sqft
2nd Floor Area	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,844 sqft (0.524 acres)
Lot Dimensions	165 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700000010430080000
Street Address	9 SPRING FARM LN
City	SCHENECTADY
State	NY
Zip	12303-5662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	BRENN-BREIT ESTS PH I LOT 9
Legal Block	1
Legal Lot Number	43.008
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1002
Census Tract	14606

Owner

9 Spring Farm Ln is owned and occupied by two individuals who bought it in January 2017.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Jan 25, 2017	Warranty Deed, Transfer · ARM CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Deed Document Number	20172180
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662

Mortgage

Document Number	0000000187
Date	Apr 6, 2022
Instrument	R2022-9187

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 30, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662

Mortgage

Document Number	0000009957
Date	Oct 1, 2021
Instrument	R2021-29957

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007037
Date	Apr 11, 2019
Instrument	R2019-07037

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 4, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 25, 2017
Property Address	9 SPRING FARM LN, SCHENECTADY, NY 12303-5662
Document Number	0000002180
Map Reference	LB2849 PG10785
Instrument Date	Jan 20, 2017
Instrument	R2017-02180
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 SPRING FARM LN, 9, SCHENECTADY, NY 12303-5662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	106 PATROON DR APT 6, 6, GUILDERLAND, NY 12084-9636

Mortgage

Document Number	0000002181
Date	Jan 25, 2017
Instrument	R2017-02181

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.75%
Index	1-Year T-Bill
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 9 Spring Farm Ln was $13,551, up % from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,551.00 (+0.01%)
2025	$13,549.00	$471,100 Land $94,000 Building $377,100	$628,133 Land $125,333 Building $502,800
2023		$467,000 (-) Land $93,000 Building $374,000	$549,412 (+7.06%) Land $109,412 Building $440,000
2022		$467,000 Land $93,000 Building $374,000	$513,187 Land $102,198 Building $410,989
2021	$12,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Spring Farm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Spring Farm Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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