Monroe County property record for 9 Spray Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,604 sqft · built 1986 |
| Lot Size | 0.327 acres (14,247 sqft) |
| Owner | Company Name on File |
| Last Sale | $830,000 (Dec 2004) |
| Tax Bill | $20,615 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00571850-000000 |
| Primary APN | 00571850-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,604 sqft Living Area |
| Gross Area | 3,922 sqft |
| 1st Floor Area | 3,604 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 14,247 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 318 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,166 sqft |
| Deck Area | 1,200 sqft |
| Patio Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1705110 |
|---|---|
| Street Address | 9 SPRAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 12 LT 21 OCEAN REEF PLAT NO 3 PB4-91 KEY LARGO OR426-984-985 OR877-2388 OR910-2145 OR1792-93/96 OR2065-2418/20 OR2451-324T/C OR2633-872/75 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 3 |
| Legal Block | 12 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records · APN 00571850-000000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9 SPRAY RD, KEY LARGO, FL 33037-3724 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2004 · Amount on Record |
| Deed Sale | Dec 13, 2004 · Amount on Record |
| Prior Sale | Jun 12, 2002 · Amount on Record |
| Deed Document Number | 20041483822 |
| Deed Book / Page | 2065 / 2418 |
| Last Transfer Date | May 17, 2013 |
| Transfer Doc | 0026330872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 12, 2026 |
| Property Address | 9 SPRAY RD, KEY LARGO, FL 33037-3724 |
| Document Number | 0002556192 |
| Book / Page | 3397 / 900 |
| Instrument Date | Aug 07, 2026 |
| Instrument | 20262556192 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 9 SPRAY RD, KEY LARGO, FL 33037-3724 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,615.00 (+166.62%) | $2,975,545 (+175.18%) Land $2,552,545 Building $423,000 | $2,975,545 (+13.19%) Land $2,552,545 Building $423,000 |
| 2024 | $7,732.00 (+2.97%) | ||
| 2023 | $7,509.00 (+4.71%) Homeowner's exemption | $1,081,299 (+3%) | $2,628,814 (+32.68%) Land $2,124,228 Building $504,586 |
| 2022 | $7,171.00 Homeowner's exemption | $1,049,805 | $1,981,300 Land $1,510,894 Building $470,406 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 104 locations within half a mile of this property.
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