9 Spinnaker Reef Ct, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 9 Spinnaker Reef Ct, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,200 sqft · built 1995
Lot Size0.179 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Dec 1995)
Tax Bill$2,277 (2023)
Deeds & MortgagesDec 2021 Mortgage
APN15-2200015367

Property Details

APN / Parcel Number

Primary APN15-2200015367
Alternative APN
  • 2200015367

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,200 sqft Total Area
1st Floor Area1,408 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.179 acres)
Garage TypeBuilt-in
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area110 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2200015367
Street Address9 SPINNAKER REEF CT
CityBALTIMORE
StateMD
Zip21220-7505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.18 AC 9 SPINNAKER REEF CT ES SENECA HARBOR
Legal SubdivisionSENECA HARBOR 2
Legal BlockD
Legal Lot Number12
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2012
Census Tract451803

Owner

9 Spinnaker Reef Ct is owned and occupied by an individual who bought it in December 1995.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9 SPINNAKER REEF CT, BALTIMORE, MD 21220-7505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 1995 · Amount on File
Deed SaleDec 5, 1995 · Amount on File
Deed Document Number086290
Deed Book / Page11333 / 00239
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address9 SPINNAKER REEF CT, BALTIMORE, MD 21220-7505
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyNEW WORLD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0460280064
DateDec 14, 2021
Book Page46028/64
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,277.00 Homeowner's exemption$284,700 Land $103,800 Building $180,900$284,700 Land $103,800 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9 Spinnaker Reef Ct; there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA3 of 31
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Spinnaker Reef Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spinnaker Reef Ct

Nearby Streets

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