9 Spencer Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 9 Spencer Ave, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,973 sqft · built 1900
Lot Size	0.083 acres (3,612 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Jun 2014)
Tax Bill	$16,859 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-D-21`

Property Details

APN / Parcel Number

Primary APN	`29-D-21`
Alternative APNs	`SOME M:29 B:D L:21` `2043060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,973 sqft Living Area
Gross Area	4,550 sqft
Basement Area	1,045 sqft
Unfinished Basement	1,045 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,612 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2043060
Street Address	9 SPENCER AVE
City	SOMERVILLE
State	MA
Zip	02144-2611
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	D
Legal Lot Number	21
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	351002

Owner

9 Spencer Ave, a duplex, is owned and occupied by an individual who bought it in June 2014.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9 SPENCER AVE, SOMERVILLE, MA 02144-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2018	Deed of Trust, Mortgage · Balloon Mortgage BELMONT SAVINGS BANK
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Prior Sale	Dec 7, 1990 · Amount on File
Deed Book / Page	63785 / 492
Transfer Doc	063785-492
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	9 SPENCER AVE, SOMERVILLE, MA 02144-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72054-54
Date	Dec 24, 2018
Book Page	72054/54
Instrument	195354

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	9 SPENCER AVE, SOMERVILLE, MA 02144-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76462-281
Date	Dec 18, 2020
Book Page	76462/281
Instrument	241656

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9 Spencer Ave was $16,859, up 5.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,859.00 (+5.4%)	$1,535,400 (+4.73%) Land $740,100 Building $795,300	$1,510,605
2025	$15,995.00 (+4.68%)	$1,466,100 (+0.94%) Land $704,800 Building $761,300
2024	$15,280.00 (+5.47%)	$1,452,500 (+3.67%) Land $704,800 Building $747,700
2023	$14,487.00	$1,401,100 Land $704,800 Building $696,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Spencer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Spencer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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