9 Ski Harbor Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 9 Ski Harbor Dr, Mc Henry, MD 21541

Property Summary

Property TypeCondominium
Details1,307 sqft · built 1987
Owner2 Individual Names on File
Last Sale$285,000 (Apr 2002)
Tax Bill$4,482 (2023)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-044056

Property Details

APN / Parcel Number

Primary APN18-044056
Alternative APN
  • 044056

Interior

Building Area1,307 sqft Total Area
1st Floor Area1,307 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number044056
Street Address9 SKI HARBOR DR
CityMC HENRY
StateMD
Zip21541
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBLDG 2 UNIT 9 SKI HARBOR CONDO MCHENRY D C L
Legal SubdivisionSKI HARBOR CONDO
Legal Lot Number9
JurisdictionGARRETT MD
Township / Civil Division6, SANG RUN
Census Block Group2
Census Block2022
Census Tract502

Owner

9 Ski Harbor Dr, a condominium, is owned by two individuals who bought it in April 2002.

Source: Garrett County records, as of September 20, 2023

Owner of Record2 Individual Names on File
Mailing Address5747 ELMER DERR RD, FREDERICK, MD 21703-7411
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2002 · Amount on File
Deed SaleApr 23, 2002 · Amount on File
Prior SaleMar 23, 1998 · Amount on File
Deed Document Number020807
Deed Book / Page891 / 198
Prior Transfer DateApr 22, 2002
Prior Transfer Doc0008910198
Record UpdatedJun 7, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address9 SKI HARBOR DR, MC HENRY, MD 21541
Document Number0021810204
Instrument DateSep 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 5, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9 SKI HARBOR DR #9 MC HENRY MD 21541, 9, MC HENRY, MD 21541

Mortgage

Document Number0021810204
DateJan 16, 2020
Book Page002181/000204
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,482.00$335,000 Land $67,000 Building $268,000$335,000 Land $67,000 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Ski Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Ski Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEEP CREEK LAKE WATER SERVICE AREA
serves 5,502 people · EPA ID MD1111096
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mountain Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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