9 Shady Ln, Midway, KY 40347 Property Records

Woodford County property record for 9 Shady Ln, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2021)
Tax Bill	$7,244 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1001-004-00`

Property Details

APN / Parcel Number

Primary APN	`16-1001-004-00`
Alternative APN	`33834`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	700 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	33834
Street Address	9 SHADY LN
City	MIDWAY
State	KY
Zip	40347-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2016
Census Tract	50300

Owner

9 Shady Ln is owned and occupied by an individual who bought it in June 2021.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	9 SHADY LN, MIDWAY, KY 40347-9042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Jun 17, 2021	Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Deed Document Number	100396
Deed Book / Page	D327 / 196
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	9 SHADY LN, MIDWAY, KY 40347-9042
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MYRTLE AVE, FRANKFORT, KY 40601-3120

Mortgage

Document Number	00M949/198
Date	Jun 6, 2022
Book Page	M949/198
Instrument	143920

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jun 17, 2021
Property Address	9 SHADY LN, MIDWAY, KY 40347-9042
Document Number	D327/196
Book / Page	D327 / 196
Instrument Date	Jun 11, 2021
Instrument	100396
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 LUCAS LN, 2605, FRANKFORT, KY 40601-8370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 VILLAGE DR, FRANKFORT, KY 40601-8661

Mortgage

Document Number	100398
Date	Jun 17, 2021
Instrument	100398

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	1.17%

Tax Assessment & Valuation

The 2025 property tax bill for 9 Shady Ln was $7,244.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,244.00	$750,000	$750,000
2023	$4,560.00	$436,000	$436,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Shady Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	260 (1978–2025)
Claims Outside the SFHA	71 of 260
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 53 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 60 claims Severe Storms & Flooding, Feb 1989 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Shady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bluegrass Fiber, Windstream.

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