9 Shadow Wood Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 9 Shadow Wood Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft · built 1976
Lot Size	0.91 acres (3,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jan 2013)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145101A000`

Property Details

APN / Parcel Number

Primary APN	`145101A000`
Alternative APN	`6-0013-5087-00-0012.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	1,390 sqft
Basement Area	1,290 sqft
Finished Basement	990 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,977 sqft (0.91 acres)
Lot Dimensions	97 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	314 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	145101A000
Street Address	9 SHADOW WOOD CT
City	SAINT CHARLES
State	MO
Zip	63303-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SHADOW WOOD LOT 12
Legal Subdivision	SHADOW WOOD
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	3
Census Block	3015
Census Tract	310902

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SHADOW WOOD CT, SAINT CHARLES, MO 63303-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Mar 31, 2017	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2013 · Amount on Record
Deed Sale	Jan 17, 2013 · Amount on Record
Prior Sale	Oct 24, 2012
Deed Document Number	201348410
Deed Book / Page	5939 / 1346
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9 SHADOW WOOD CT, SAINT CHARLES, MO 63303-3321
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SHADOW WOOD CT, SAINT CHARLES, MO 63303-3321

Mortgage

Document Number	2021R018568
Date	Mar 3, 2021
Instrument	2021R-018568

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9 SHADOW WOOD CT, SAINT CHARLES, MO 63303-3321
Document Number	0067241564
Book / Page	006724 / 001564
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 SHADOW WOOD CT ST CHARLES MO 633033321, ST CHARLES, MO 63303-3321

Mortgage

Document Number	0067241564
Date	Apr 7, 2017
Book Page	006724/001564
Instrument	210180

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,041 (-)	$284,426 (-) Land $66,000 Building $218,426
2025	$3,386.00	$54,041 (+12.65%)	$284,426 (+12.65%) Land $66,000 Building $218,426
2023		$47,972
2022			$252,485 Land $66,000 Building $186,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, T-Mobile.

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