James City County property record for 9 Settlers Ln, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,656 sqft · built 1970 |
| Lot Size | 0.471 acres (20,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,250 (May 2016) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-4 02-0-0009 |
| Primary APN | 23-4 02-0-0009 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 20,517 sqft (0.471 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4396 |
|---|---|
| Street Address | 9 SETTLERS LN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL |
| Legal Description | L-9 S-1 JAMES-SHIRE SETTLEMENT |
| Legal Subdivision | JAMES SHIRE SETTLEMENT |
| Legal Lot Number | 9 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 80402 |
9 Settlers Ln is owned and occupied by two individuals who bought it in May 2016.
Source: James City County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 SETTLERS LN, WILLIAMSBURG, VA 23188-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on File |
| Deed Sale | May 31, 2016 · Amount on File |
| Prior Sale | Aug 27, 2015 · Amount on File |
| Deed Document Number | 20169752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9 SETTLERS LN, WILLIAMSBURG, VA 23188-2917 |
| Document Number | 0000010294 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9 SETTLERS LN WILLIAMSBURG VA 231882917, WILLIAMSBURG, VA 23188-2917 |
| Document Number | 0000010294 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 10294 |
| Name | FINANCE OF AMERICA MTG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 9 Settlers Ln was $2,347.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 | $282,800 Land $51,800 Building $231,000 | $282,800 Land $51,800 Building $231,000 |
| 2023 | $222,300 Land $45,000 Building $177,300 | $222,300 Land $45,000 Building $177,300 | |
| 2019 | $1,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Settlers Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Settlers Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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