9 Sears Ave, Atlantic Highlands, NJ 07716 Property Records

Monmouth County and Middletown Township property record for 9 Sears Ave, Atlantic Highlands, NJ 07716

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,775 sqft · built 1928
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Dec 2005)
Tax Bill$12,115 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-00734-0000-00024

Property Details

APN / Parcel Number

Primary APN32-00734-0000-00024
Alternative APNs
  • 320073400024
  • 6325

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,775 sqft Living Area
1st Floor Area1,466 sqft
Basement Area896 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCape Cod
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Deck Area64 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number6325
Street Address9 SEARS AVE
CityATLANTIC HIGHLANDS
StateNJ
Zip07716-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionWALTER S ELLIS/NAVESINK
Legal Block734
Legal Lot Number24
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3019
Census Tract800900

Owner

9 Sears Ave is owned and occupied by two individuals who bought it in December 2005.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9 SEARS AVE, ATLANTIC HIGHLANDS, NJ 07716-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERIDIAN BK
Jan 26, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2005 · Amount on File
Deed SaleDec 8, 2005 · Amount on File
Deed Book / Page8522 / 7520
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address9 SEARS AVE, ATLANTIC HIGHLANDS, NJ 07716-2212
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096094227
DateAug 10, 2022
Book Page9609/4227
Instrument2022081587
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address9 SEARS AVE, ATLANTIC HIGHLANDS, NJ 07716-2212
Document Number0000109770
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyAMERICAN CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 SEARS AVE ATLANTIC HIGHLANDS NJ 077162212, ATLANTIC HIGHLANDS, NJ 07716-2212

Mortgage

Document Number0000109770
DateSep 25, 2020
Book Page009443/008082
Instrument109770
Lender
NameMERIDIAN BK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address9 SEARS AVE, ATLANTIC HIGHLANDS, NJ 07716-2212
Document Number0000014587
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 SEARS AVE ATLANTIC HIGHLANDS NJ 077162212, ATLANTIC HIGHLANDS, NJ 07716-2212

Mortgage

Document Number0000014587
DateFeb 14, 2019
Book Page009335/005883
Instrument14587
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 13, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9 Sears Ave was $12,115, up 11.9% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$716,400 (-4.56%) Land $479,600 Building $236,800$716,400 (-4.56%) Land $479,600 Building $236,800
2025$12,115.00 (+11.95%)$750,600 Land $516,000 Building $234,600$750,600 Land $516,000 Building $234,600
2024$10,822.00
2023$560,900 Land $331,500 Building $229,400$560,900 Land $331,500 Building $229,400
2022$9,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Sears Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1979–2012)
Claims Outside the SFHA2 of 11
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Sears Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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