9 Scallop Ter, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 9 Scallop Ter, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 737 sqft · built 1947
Lot Size	0.107 acres (4,641 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Aug 2022)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Feb 2023 Refinance + 5 more
Flood Zone	Zone AE (high risk)
APN	`CHAT M:15A B:009C L:H14C`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:15A B:009C L:H14C`
Alternative APN	`2921`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	737 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,641 sqft (0.107 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2921
Street Address	9 SCALLOP TER
City	CHATHAM
State	MA
Zip	02633-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	9C
Legal Lot Number	H14C
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2005
Census Tract	10700

Owner

9 Scallop Ter is owned by two individuals who bought it in August 2022.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 RIDGEVALE RD, CHATHAM, MA 02633-1074
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Aug 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Dec 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001510310
Date	Sep 30, 2024
Instrument	1510310

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Type Change Date	Oct 1, 2031
Index	Other

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001476689
Date	Feb 27, 2023
Instrument	1476689

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Aug 31, 2022
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Document Number	0001466472
Instrument Date	Aug 31, 2022
Instrument	1466472
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 HART ST, BEVERLY, MA 01915-2153

Mortgage

Document Number	0001466476
Date	Aug 31, 2022
Instrument	1466476

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2032
Max Rate At Change	2.75%
Index	Other

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Dec 30, 2020
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Document Number	0001415929
Instrument Date	Dec 29, 2020
Instrument	1415929
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$4,155.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	PO BOX 315 NEW LONDON NH 032570315, NEW LONDON, NH 03257-0315

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Oct 27, 2020
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Document Number	0001410038
Instrument Date	Oct 14, 2020
Instrument	1410038
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SCALLOP TER CHATHAM MA 026332540, CHATHAM, MA 02633-2540

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Document Number	0001400074
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 23 CHATHAM MA 026330023, CHATHAM, MA 02633-0023

Mortgage

Document Number	0001400074
Date	Jul 7, 2020
Instrument	1400074

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	9 SCALLOP TER, CHATHAM, MA 02633-2540
Document Number	0001391709
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SCALLOP TER CHATHAM MA 026332540, CHATHAM, MA 02633-2540

Mortgage

Document Number	0001391709
Date	Mar 4, 2020
Instrument	1391709

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 3, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 9 Scallop Ter was $2,968, up 1.7% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (+1.71%)	$855,200 (+4.62%) Land $707,400 Building $147,800	$1,080,055
2024	$2,918.00 (+12.62%)	$817,400 (+22.42%) Land $667,400 Building $150,000
2023	$2,591.00	$667,700 Land $505,600 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Scallop Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Scallop Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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