9 Saunders Point Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 9 Saunders Point Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,781 sqft · built 1994
Lot Size1.65 acres (71,874 sqft)
OwnerIndividual Name on Record
Last Sale$3,020,000 (Oct 2022)
Tax Bill$30,277 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-165-90109167

Property Details

APN / Parcel Number

Primary APN02-165-90109167
Alternative APNs
  • 2-165-90109167
  • 16590109167

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,781 sqft Living Area
Gross Area6,453 sqft
1st Floor Area2,536 sqft
Basement Area1,533 sqft
Finished Basement1,533 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area71,874 sqft
View / LotWaterfront
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Deck Area512 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number16590109167
Street Address9 SAUNDERS POINT LN
CityANNAPOLIS
StateMD
Zip21403-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 2 SC 1 CHERRYSTONE
Legal SubdivisionCHERRYSTONE
Legal Block4
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4015
Census Tract702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9 SAUNDERS POINT LN, ANNAPOLIS, MD 21403-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleJul 29, 2008 · Amount on Record
Deed Book / Page39225 / 477
Prior Transfer DateSep 20, 2012
Prior Transfer Doc0251670469
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 25, 2022
Property Address9 SAUNDERS POINT LN, ANNAPOLIS, MD 21403-1309
Document Number0392250477
Book / Page39225 / 477
Map ReferenceMB 124 PG 20
Instrument DateSep 21, 2022
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyNOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9 SAUNDERS POINT LN, ANNAPOLIS, MD 21403-1309

Mortgage

Document Number0039225480
DateOct 25, 2022
Instrument39225/480
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,274,100 (+20.48%) Land $1,011,500 Building $2,262,600$3,274,100 (-) Land $1,011,500 Building $2,262,600
2025$30,277.00 (+24.47%)$2,717,567 (+69.37%)$3,274,100 (+104.06%) Land $1,011,500 Building $2,262,600
2024$24,324.00 (+38.83%)
2023$17,521.00$1,604,500 Land $911,500 Building $693,000$1,604,500 Land $911,500 Building $693,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims11 (1996–2013)
Claims Outside the SFHA4 of 11
Most Recent ClaimJul 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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