Fluvanna County property record for 9 Sandy Beach Ct, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft · built 1987 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2025) |
| Tax Bill | $1,938 (2025) |
| Deeds & Mortgages | Aug 2005 Line of Credit Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 7 108 |
| Primary APN | 18A 7 108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 3,337 sqft |
| 1st Floor Area | 1,439 sqft |
| Basement Area | 1,028 sqft |
| Unfinished Basement | 1,028 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,820 sqft (0.455 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 92 sqft |
| Deck Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8663 |
|---|---|
| Street Address | 9 SANDY BEACH CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INST 250001166 CROFTON-7 LOT 108 19,799 SF |
| Legal Subdivision | PHASE 7 CROFTON SEC, LAKE MONTIC |
| Legal Block | 10 |
| Legal Lot Number | 108 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 7 108
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2005 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 24, 2025 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Dec 22, 2021 | Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Dec 22, 2021 · Amount on Record |
| Deed Document Number | 20251166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 9 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000649/099 |
|---|---|
| Date | Aug 29, 2005 |
| Book Page | 649/099 |
| Instrument | 5918 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 03, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 24, 2025 |
| Property Address | 9 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Document Number | 0250001166 |
| Map Reference | DB 86 PG 409 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 250001166 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | SABE TITLE, SAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Document Number | 0250001167 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 250001167 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 22, 2021 |
| Property Address | 9 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Document Number | 0210006221 |
| Map Reference | DB 86 PG 409 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 210006221 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Document Number | 0210006222 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 210006222 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,800 (-) Land $30,000 Building $226,800 | $256,800 (-) Land $30,000 Building $226,800 | |
| 2025 | $1,938.00 (+0.62%) | $256,800 (+32.3%) Land $30,000 Building $226,800 | $256,800 (+32.3%) Land $30,000 Building $226,800 |
| 2024 | $1,926.00 (+17.58%) | ||
| 2023 | $194,100 Land $30,000 Building $164,100 | $194,100 Land $30,000 Building $164,100 | |
| 2022 | $1,638.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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