9 Saint Charles Ave, Wheeling, WV 26003 Property Records

Ohio County property record for 9 Saint Charles Ave, Wheeling, WV 26003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,335 sqft · built 2008
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Dec 2025)
Tax Bill	$5,992 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-W41A-0012.0000`

Property Details

APN / Parcel Number

Primary APN	`10-W41A-0012.0000`
Alternative APNs	`35-10-W41A-0012.0000` `00631100`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,335 sqft Living Area
1st Floor Area	2,988 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00631100
Street Address	9 SAINT CHARLES AVE
City	WHEELING
State	WV
Zip	26003-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAK ESTATES LOT 12
Legal Subdivision	ROYAL OAK ESTATES
Legal Lot Number	12
Jurisdiction	OHIO WV
Township / Civil Division	3
Census Block Group	2
Census Block	2001
Census Tract	1600

Owner

Source: Ohio County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SAINT CHARLES AVE, WHEELING, WV 26003-9382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Dec 15, 2025	Deed, Transfer · Conventional Mortgage VICTORIAN FINANCE LLC
Feb 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	202519801781
Deed Book / Page	1101 / 147
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OHIO WV
Property Address	9 SAINT CHARLES AVE, WHEELING, WV 26003-9382
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 TIMBERLINE DR, WASHINGTON, PA 15301-8176

Mortgage

Document Number	001716/129
Date	Mar 18, 2026
Book Page	1716/129
Instrument	19806021

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OHIO WV
Recording Date	Dec 15, 2025
Property Address	9 SAINT CHARLES AVE, WHEELING, WV 26003-9382
Document Number	001101/147
Book / Page	1101 / 147
Map Reference	MB 1101 PG 1475
Instrument Date	Dec 15, 2025
Instrument	19801781
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0019801782
Date	Dec 15, 2025
Instrument	19801782

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OHIO WV
Recording Date	Feb 25, 2022
Property Address	9 SAINT CHARLES AVE, WHEELING, WV 26003-9382
Document Number	001016/411
Book / Page	1016 / 411
Map Reference	DB 660 PG 903
Instrument Date	Feb 23, 2022
Instrument	19745171
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$3,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Ohio County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Ohio County
Municipality	Wheeling City
Unified School District	Ohio County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,992.00 (+3.96%)	$403,320 (+4.3%) Land $51,780 Building $351,540	$672,200 (+4.3%) Land $86,300 Building $585,900
2025	$5,764.00 (+4.34%)	$386,700 (+4.05%) Land $51,780 Building $334,920	$644,500 (+4.05%) Land $86,300 Building $558,200
2023	$5,524.00 (+21.25%)	$371,640 (+22.07%) Land $51,780 Building $319,860	$619,400 (+22.07%) Land $86,300 Building $533,100
2022	$4,556.00	$304,440 Land $51,780 Building $252,660	$507,400 Land $86,300 Building $421,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1980–2005)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, And Landslides
Claims by Event	Severe Storms, Flooding, And Landslides, Jan 2005 · 2 claims Severe Storms & Flooding, Aug 1980 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 29,899 people · EPA ID WV3303516
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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