9 Sail Point Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 9 Sail Point Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,857 sqft · built 1973
Lot Size	0.38 acres (16,595 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Nov 1993)
Tax Bill	$40,626 (2024)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone VE (high risk)
APN	`00572090-000000`

Property Details

APN / Parcel Number

Primary APN	`00572090-000000`
Alternative APNs	`12594000572090000000` `1705781`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,857 sqft Living Area
1st Floor Area	2,857 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	16,595 sqft (0.38 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Porch
Porch Area	2,375 sqft
Deck Area	3,082 sqft
Patio Area	3,196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1705781
Old Parcel Number	12594000572090000000
Street Address	9 SAIL POINT LN
City	KEY LARGO
State	FL
Zip	33037-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 18 LT 5 GRAYVIK SUBD AMD & CORR PLAT PB5-112 KEY LARGO OR505-538 OR832-2206D/C OR860-1054D/C OR860-1056 OR1075-584
Legal Range	40E
Legal Township	59S
Legal Section	12
Legal Subdivision	GRAYVIK SUBD CORRECTED PLAT
Legal Block	18
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3092
Census Tract	972700

Owner

Source: Monroe County assessment roll, APN 00572090-000000, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15302 W LITTLE SAINT MARYS RD, LIBERTYVILLE, IL 60048-9676
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 1993 · Amount on Record
Deed Sale	Nov 03, 1993 · Amount on Record
Deed Document Number	0127901120
Deed Book / Page	01279 / 01120
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	9 SAIL POINT LN, KEY LARGO, FL 33037-3769
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029321798
Date	Oct 22, 2018
Book Page	2932/1798
Instrument	2191480

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,583,760 (-9.47%) Land $6,860,373 Building $723,387	$7,583,760 (-9.47%) Land $6,860,373 Building $723,387
2024	$40,626.00 (+5.38%)
2023	$38,553.00 (+49.42%)	$8,376,819 (+85.67%) Land $7,739,908 Building $636,911	$8,376,819 (+85.67%) Land $7,739,908 Building $636,911
2022	$25,801.00	$4,511,653 Land $3,869,954 Building $641,699	$4,511,653 Land $3,869,954 Building $641,699

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 104 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20